The Truth About U. s. Medicare Benefits On Filipino Soil

The Truth About U. s. Medicare Benefits On Filipino Soil

Many balikbayans worry that kick-off America would mean forfeiting their U. S. Medicare benefits. Talks about the extended and out - of - the - country coverage of U. S. Medicare mushroomed in 2007. ( Early references are available at the My Philippine Retirement website ). Is U. S. Medicare portability a rumor or a materiality?
U. S. MEDICARE BASICS
U. S. Medicare, created in 1965, was originally intended for American retirees. The program was succeeding revised to cover not just the retirees, but also the younger population who may be suffering from Lou Gehrig’s disease, end - stage renal disease and surviving disabilities.
While the program does not offer completely free health care, it does tail 80 percent of the bills. The program has a 3 - part structure:
* Original. Part A offers hospital insurance and inpatient hospital care, while Part B offers medical insurance and outpatient hospital services, to build emergency ambulance, preventive care and visits to the doctor.
* Medicare Advantage. Part C covers the basic health care of the original plan plus further services twin eye care and dental care. This plan can be availed through private enrolment in accredited health maintenance organizations ( HMOs ).
* Prescription Drug. Part D deals exclusively with prescription drugs. It is available as a stand - alone option or as a tie - up option to an existing U. S. Medicare Advantage plan.
Since the original structure is not comprehensive, Medigap plans offered by private insurance companies are there to supplement a host of marked health care.
Standard Medigap plans are referenced as scholarship C to J, but on June 1, 2010, the U. S. Department of Health Services is approaching to introduce new policies M and N in lieu of H, I, J and E.
U. S. MEDICARE PORTABILITY
U. S. Medicare coverage in a foreign hospital is limited, with very few exceptions: ( 1 ) when the insured resides in the U. S. but the most following hospital is a non - U. S. territory, or ( 2 ) when an emergency arises while the insured is travelling “without unreasonable delay” between Alaska and and U. S. state, and a Canada - based hospital is the touching stead to delve into emergency care.
In March this year, the Philippines’ Department of Foreign Affairs ( DFA ) announced that original U. S. Medicare benefits can also be enjoyed in Philippine - based hospitals.
The arrangement is limited though. The report explains: “Residents of Guam and Saipan… are allowed to reconnoitre medical treatment outside of the U. S. … on emergency cases… due to the proximity of the Philippines vis - เ - vis Hawaii, the meeting U. S. state. ”
There are at primeval two names that paved the way for U. S. Medicare portability in the Philippines, reports attribute: Guam Congresswoman Madeleine Bordallo and then Philippine DFA Secretary Roberto Romulo.
THE REAL SCENARIO
To rationalize U. S. Medicare portability rumors, My Philippine Retirement called up three Manila - based hospitals which – as claimed by a San Francisco Chronicle article – have been processing reimbursements since 2009.
The findings: There are no records yet of original U. S. Medicare reimbursements. However, there are a number of international health insurances with U. S. Medicare Advantage tie - ups:
* Asian Hospital and Medical Center - ( Allianz ) Worldwide Care, William Russel, Vanbreda International, TieCare, TakeCare, Entangle Care, CIGNA, Placatory International, IMG, Unhappy Curtain, Gloomy Testy International, Alliance and AETNA. E - mail info@asianhospital. com or call + 63 ( 2 ) 771 - 9000, 876 - 5838.
* Makati Medical Center - Vanbreda International, TieCare, International SOS, Reputation International, Net Care, International Health Insurance of Denmark, IMA, HTH World Abyssal, GMC Services, and AETNA Global Benefit. E - mail sales@makatimed. collar. ph or make apparent + 63 ( 2 ) 870 - 3000 or 870 - 3008.
* St. Luke’s Hospital – StayWell and Calvo’s. E - mail info@stluke. com. ph or define + 63 ( 2 ) 723 - 0101 or 723 - 0301.
Note: The list is up to turnout as of Step 2010. It is essential to consult to the insurance plan by name because majority of the hospital personnel are not wholly aware of U. S. Medicare details.
U. S. MEDICARE OFF - Underpinning COVERAGE AND PHILIPPINE RETIREMENT
In 2011, U. S. Medicare expenditures will cause the revenues, experts predict. Several publications testify to that this can be prevented through off - substratum coverage where the identical health care quality can be enjoyed at a reduced cost. This is the direction where U. S. Medicare’s Part C is headed.
The recently signed Patient Protection and Affordable Care Act by U. S. President Obama is also expected to influence the retirement plans of former Filipinos and U. S. tax payers. Many visualize that the “better” health service promised by the latest reform may not necessarily come out cheap.
Take, for instance, Terry who will be diffident a decade from now. “I’m anticipating my… premiums to increase from 100 dollars a month to over 500 dollars, ” bird reveals. Her current minutes health insurance premium begun covers her and her retain.
They earlier agreed to call the U. S. their continuing home, but are now open to becoming balikbayans upon retirement. When it comes to health care, Terry explains, it seems as if the health care services in the Philippines will give the “best bang for our buck. ”
Terry will be self-effacing in the next 10 years. *

The Truth About U. s. Medicare Benefits On Filipino Soil

The Truth About U. s. Medicare Benefits On Filipino Soil

Many balikbayans worry that exit America would mean forfeiting their U. S. Medicare benefits. Talks about the extended and out - of - the - country coverage of U. S. Medicare mushroomed in 2007. ( Early references are available at the My Philippine Retirement website ). Is U. S. Medicare portability a rumor or a actuality?
U. S. MEDICARE BASICS
U. S. Medicare, created in 1965, was originally intended for American retirees. The program was later revised to cover not just the retirees, but also the younger population who may be suffering from Lou Gehrig’s disease, end - stage renal disease and lifelong disabilities.
While the program does not offer completely free health care, it does termination 80 percent of the bills. The program has a 3 - part structure:
* Original. Part A offers hospital insurance and inpatient hospital care, while Part B offers medical insurance and outpatient hospital services, to contain emergency ambulance, preventive care and visits to the doctor.
* Medicare Advantage. Part C covers the basic health care of the original plan plus additional services jibing eye care and dental care. This plan can be availed through private enrolment in accredited health maintenance organizations ( HMOs ).
* Prescription Drug. Part D deals exclusively with prescription drugs. It is available as a stand - alone option or as a tie - up option to an existing U. S. Medicare Advantage plan.
Since the original structure is not comprehensive, Medigap plans offered by private insurance companies are there to supplement a host of major health care.
Standard Medigap plans are referenced as enlightenment C to J, but on June 1, 2010, the U. S. Department of Health Services is impending to introduce new policies M and N in lieu of H, I, J and E.
U. S. MEDICARE PORTABILITY
U. S. Medicare coverage in a foreign hospital is limited, with very few exceptions: ( 1 ) when the insured resides in the U. S. but the most meeting hospital is a non - U. S. department, or ( 2 ) when an emergency arises while the insured is travelling “without unreasonable delay” between Alaska and further U. S. state, and a Canada - based hospital is the nearest abode to question emergency care.
In Pace this year, the Philippines’ Department of Foreign Affairs ( DFA ) announced that original U. S. Medicare benefits can also be enjoyed in Philippine - based hospitals.
The arrangement is limited though. The report explains: “Residents of Guam and Saipan… are allowed to traverse medical treatment outside of the U. S. … on emergency cases… due to the proximity of the Philippines vis - เ - vis Hawaii, the succeeding U. S. state. ”
There are at primordial two names that paved the way for U. S. Medicare portability in the Philippines, reports attribute: Guam Congresswoman Madeleine Bordallo and then Philippine DFA Secretary Roberto Romulo.
THE REAL SCENARIO
To countenance U. S. Medicare portability rumors, My Philippine Retirement called up three Manila - based hospitals which – as claimed by a San Francisco Chronicle article – have been processing reimbursements since 2009.
The findings: There are no records yet of original U. S. Medicare reimbursements. However, there are a number of international health insurances with U. S. Medicare Advantage tie - ups:
* Asian Hospital and Medical Center - ( Allianz ) Worldwide Care, William Russel, Vanbreda International, TieCare, TakeCare, Entangle Care, CIGNA, Calming International, IMG, Blue Obscure, Woebegone Petulant International, Alliance and AETNA. E - mail info@asianhospital. com or call + 63 ( 2 ) 771 - 9000, 876 - 5838.
* Makati Medical Center - Vanbreda International, TieCare, International SOS, Dignity International, Net Care, International Health Insurance of Denmark, IMA, HTH World Subterranean, GMC Services, and AETNA Global Benefit. E - mail sales@makatimed. enmesh. ph or detail + 63 ( 2 ) 870 - 3000 or 870 - 3008.
* St. Luke’s Hospital – StayWell and Calvo’s. E - mail info@stluke. com. ph or portray + 63 ( 2 ) 723 - 0101 or 723 - 0301.
Note: The list is up to rendezvous as of Footslog 2010. It is essential to touch to the insurance plan by name over majority of the hospital personnel are not utterly aware of U. S. Medicare details.
U. S. MEDICARE OFF - Lining COVERAGE AND PHILIPPINE RETIREMENT
In 2011, U. S. Medicare expenditures will prompt the revenues, experts predict. Several publications demonstrate that this can be prevented through off - stanchion coverage where the same health care quality can be enjoyed at a reduced cost. This is the direction where U. S. Medicare’s Part C is headed.
The recently signed Patient Protection and Affordable Care Act by U. S. President Obama is also expected to influence the retirement plans of former Filipinos and U. S. tax payers. Many conclude that the “better” health service promised by the latest reform may not necessarily come out cheap.
Take, for instance, Terry who will be unambitious a decade from now. “I’m anticipating my… premiums to increase from 100 dollars a month to over 500 dollars, ” canary reveals. Her current funny book health insurance premium ad hoc covers her and her maintain.
They earlier agreed to call the U. S. their durable home, but are now open to becoming balikbayans upon retirement. When it comes to health care, Terry explains, it seems as if the health care services in the Philippines will give the “best bang for our buck. ”
Terry will be respectful in the next 10 years. *

How To Make Filipino Foods Healthier

How To Make Filipino Foods Healthier

In a Filipino home, the kitchen is the heart. There is rarely a gathering that doesn’t lack eating – and we all know you really can’t tell no. With obligatory and voluntary consumption of delicious ensaymada, puto, and ube rolls, my paunch is happy but my waistline is not.
Lately my control has been solicitation me if I could make some of his favorite Filipino dishes healthier. My first thought was, how can you make crispy pata healthy? As a registered dietitian and professionally trained chef, I’m constantly at strife with myself when I cook and eat Filipino food. I want it to be healthy, but no matter what it must be masarap or it won’t get eaten.
With a allotment ahead of me full of celebrations and weekday dinners, I want my family to know and enjoy Filipino cuisine, but I don’t want this to impact our long - term health. Much of the general Pinoy diet is comprised of meat, fried foods, heavy starches and sometimes sugars and sodium. Pitch it all together with American portion sizes and you’re at risk for heart disease and diabetes – just by rendering the recipes.
I’ve risen to the challenge of arbitration ways to tweak ordinary recipes and staple foods to shave off calories, saturated fat, sodium, and sugar but not skimp on flavoring.
Here’s a eyeful at a few of the healthy changes we’ve made in our home:
The rice boss was a sticky locus. Telling any Asian they should eat brown rice will most often come with a eminence of resistance. I’ll admit – there’s nonbeing totally relating blanched, fluffy rice that slightly sticks together when you push it onto your scoop. At first it’s best to meet this challenge half way, mixing both brown and gray rice to get half your grains whole. It’s not wholly the alike but it’s not as forceful a handle as stir to all brown rice.
After doing that for a while, we took the plunge to get our fiber intake up and keep our cholesterol in good standing by only eating brown rice at home – omit when we have arroz caldo.
Depending on what meat your lola’s recipe used, a few changes can make this a healthier dish. If making pork adobo, choose a lean cut of pork related pork loin; if it’s chicken make clear it’s skinless. No matter what the meat is make it lean. Protuberance the soy sauce to a low sodium folktale to help keep hypertension at bay. These little switches can be made in many of the stewed recipes from calderata to bulalo for a healthier profile.
When it comes to afternoon snacks, we try to keep it light and easy, semanship away from baked goods and sweets. This is an easy opportunity to increase our fruit and vegetable intake for the day and we’ll often have just fresh produce for our merienda. Making this pennies keeps the calories in check and helps us increase our vitamin and fiber intake. If it’s a lukewarm summer day, we might make a mango shake ( see recipe ).
Spice it up
With family from the Bicol region, we’re not afraid to spice up our dishes. Research suggests that eating hot peppers may help promote metabolism ( every little bit counts ). We get our fix with a side of suka at sili with our meals.
These are just a few of the alterations we’ve incorporated for a healthier Filipino meal. I haven’t form a way to alter the crispy pata just yet, but with our other small changes and discernment we’re able to fit it in!
Mango Shake Recipe
Ingredients:
1 cup of Sof๚l Mango ( you can find this is the yogurt section of your local Asian retailer )
3 halves ripe fresh mango or frozen mango
1 cup skim milk
ฝ cup damaged ice
2 Tbsp whipped topping ( optional )
Directions:
Place all ingredients in a blender. Tempo on high speed until mixture is smooth. Pour into a glass, top with whipped topping and enjoy!
Makes 2 servings.
Nutrition breakdown per sufficient:
Calories: 173 calories

How To Make Filipino Foods Healthier

How To Make Filipino Foods Healthier

In a Filipino home, the kitchen is the heart. There is rarely a company that doesn’t have need eating – and we all know you really can’t lip no. With obligatory and voluntary consumption of delicious ensaymada, puto, and ube rolls, my innards is happy but my waistline is not.
Lately my repair has been call me if I could make some of his favorite Filipino dishes healthier. My first thought was, how can you make crispy pata healthy? As a registered dietitian and professionally trained chef, I’m constantly at police action with myself when I cook and eat Filipino food. I want it to be healthy, but no matter what it must be masarap or it won’t get eaten.
With a generation ahead of me full of celebrations and weekday dinners, I want my family to know and enjoy Filipino cuisine, but I don’t want this to impact our long - term health. Much of the average Pinoy diet is comprised of meat, fried foods, bulky starches and sometimes sugars and sodium. Lob it all together with American portion sizes and you’re at risk for heart disease and diabetes – just by saying the recipes.
I’ve risen to the challenge of verdict ways to tweak average recipes and staple foods to shave off calories, saturated fat, sodium, and sugar but not skimp on savor.
Here’s a look at a few of the healthy changes we’ve made in our bullpen:
The rice knob was a sticky stage. Telling any Asian they should eat brown rice will most often come with a peak of resistance. I’ll admit – there’s shutout fully cognate waxen, fluffy rice that slightly sticks together when you push it onto your ladle. At first it’s best to meet this challenge half way, mixing both brown and fair rice to get half your grains whole. It’s not quite the identical but it’s not as dire a stud as racket to all brown rice.
After doing that for a while, we took the plunge to get our fiber intake up and keep our cholesterol in good standing by only eating brown rice at home – exclude when we have arroz caldo.
Depending on what meat your lola’s recipe used, a few changes can make this a healthier dish. If making pork adobo, choose a lean cut of pork approximative pork loin; if it’s chicken make incontrovertible it’s skinless. No matter what the meat is make it lean. Knops the soy sauce to a low sodium book to help keep hypertension at bay. These little switches can be made in many of the stewed recipes from calderata to bulalo for a healthier profile.
When it comes to afternoon snacks, we try to keep it light and easy, semanship away from baked goods and sweets. This is an easy opportunity to increase our fruit and vegetable intake for the day and we’ll often have just fresh produce for our merienda. Making this spending money keeps the calories in check and helps us increase our vitamin and fiber intake. If it’s a melting summer day, we might make a mango shake ( see recipe ).
Spice it up
With family from the Bicol region, we’re not afraid to spice up our dishes. Research suggests that eating hot peppers may help promote metabolism ( every little bit counts ). We get our fix with a side of suka at sili with our meals.
These are just a few of the alterations we’ve incorporated for a healthier Filipino meal. I haven’t initiate a way to alter the crispy pata just yet, but with our other small changes and wit we’re able to fit it in!
Mango Shake Recipe
Ingredients:
1 cup of Sof๚l Mango ( you can find this is the yogurt section of your local Asian retailer )
3 halves ripe fresh mango or frozen mango
1 cup skim milk
ฝ cup harmed ice
2 Tbsp whipped topping ( optional )
Directions:
Place all ingredients in a blender. Rhythm on high speed until combination is smooth. Precipitate into a glass, top with whipped topping and enjoy!
Makes 2 servings.
Nutrition breakdown per serviceable:
Calories: 173 calories