Wednesday, April 2, 2014

Bajaj Finance Consumer Loan - Making Comfort Affordable

Bajaj Finance Consumer Loan - Making Comfort Affordable




The standard of living of the common man is efficacious, thanks to the various financial solutions offered by banks and private finance companies. Today consumers can proffer a new home, car, higher education for their children and much more due to the various schemes available in the market. Customers can now also avail loan for basic consumer durable products allied T. V., fridge, washing machine, A. C. etc. Consumer durable loans have made affording wonder a materiality for many. There are fully a few providers for related a loan, but Bajaj Finance consumer loan is very famous amongst consumers.

Bajaj Finance consumer loan makes it easy for consumers to buy appliances akin television, rhythm system, washing machines and more at an easy EMI scheme. Till date equal a scheme was available for just crucial requirements comparable home, car, business etc. But Bajaj Finance has crafted this unique plan to help the common man enjoy the luxuries he has only dreamt of. Below this scheme loan can be availed for products according to LCD / LED / Plasma TV, Air Conditioner, TV / CTV, Washing Machine, Refrigerator / Fridge, Microwave Oven and Home Dramaturgy System. The loan plan is made focusing on three major aspects i. e. easy availability, quick processing and ease of payment.

The loan amount that can be sanctioned beneath this loan ranges between Rs. 7, 500 to Rs. 5, 00, 000. Plus the neat part of this loan plan is that the loan is availed a 0 % finance i. e. no relaxation is worked up on the refund of the loan. Plus the plan lets you repay the loan through means of flexible payment options identical ECS and post dated cheques. The clutch provided to pay the loan ranges between 12 months to 30 months. Also by crucial payment of the loan for around 6 months you can get the facility of prepaying the remaining value. There are no prepayment charges on the loan.

Bajaj Finance consumer loan can be availed online as well as at leading retail showrooms that have partnered with Bajaj Finance. To get the loan from a retailer all you need to do is visit an instrument / consumer unyielding store that offers consumer loans by Bajaj Finance. Select the product you want and let the sales person know you are predisposed in a consumer loan. The sales person will let you know of the process. You will have to fill up a mode with the required details and heel basic documents corresponding photo id proof, residence proof and PDCs / ECS. After the loan is sanctioned you will have to make a down payment of at smallest 17 % to 33 % of the product rate. The remaining amount can be paid through means of PDC or ECS on publication basis. The EMI gets unquestionably affordable with 0 % relaxation levied on the amount payable.

Now your wish gadget is not far from your affordance, thanks to the feasible scheme of Bajaj finance consumer loan. Their service just does not stop after providing the loan. They also have an excellent after sales service team in residence that nowadays addresses any client reservation you put across to them.

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